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How about an overview of benefits for family members?
Other members of your family may be eligible for social security benefits when you collect social security retirement or disability benefits – such as:
(1) your spouse if s/he is age 62 or older
(2) your spouse if s/he cares for your child under age 16 or child who receives social security benefits
(3) your unmarried children under age 18 – or under age 19 while a full-time student in elementary or secondary school – or age 18 or older who is severely disabled
Each family member may be able to receive up to 50% of your retirement or disability benefit amount but the amount of social security benefit payments is limited to 150% to 180%, depending on your particular circumstances. If the total of all benefits paid to family members exceeds the allowable limit, the benefits paid to the family members is reduced – the benefits paid to the worker are not affected by the limitation.
If your ex-spouse had been married to you for at least 10 years, is at least age 62, is unmarried, and is not eligible for an equal or higher on his/her own or someone else’s social security record, your ex-spouse may be eligible for benefits based upon your social security account. Although your ex-spouse may receive benefits based upon your social security account, this does not affect any benefits payable to you and your other family members.
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