What can I do if a credit report has incorrect information about me?

incorrect credit credit problems

What can I do if a credit report has incorrect information about me?

If you believe information being reported about you is inaccurate, incomplete or outdated, challenge it by notifying the credit reporting bureau. Once placed on notice that you dispute the report, the credit reporting bureau must verify the facts within a reasonable period of time or delete that information from the report. If the dispute is not resolved to your satisfaction, you are allowed to have a statement (up to one hundred words) included in your file and in any future reports.

Read a Federal Trade Commission report (September, 2008) on How to Dispute Credit Errors.

(Reviewed 10.31.2008)

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